Our minimum FICO score is 600. However, lower scores may still be considered with a larger down payment.

Yes - we work with first-time buyers every day. Approval depends on credit history, truck year and mileage, and open balances or existing loans. We’ll help you find the best program for your situation.

Most applications are processed within 24 – 48 hours after all the documents have been received. Please note, our office is open Monday - Friday, 9am - 6pm EST and applications received on the weekends will be processed on Monday.

We typically finance trucks that are 2020 or newer with under 500,000 miles. Exceptions can be considered on a case-by-case basis.

Yes - private-party purchases are accepted, but the truck must pass an inspection before funding.

Yes

Yes - we can finance trucks purchased from multiple dealerships if they meet our eligibility guidelines.

We welcome partnerships with dealers and brokers. To discuss working together, please complete the form on our Partner with us page located here.

Yes - Truckline Capital insures that our customers are taken care of by protecting them and their assets against unexpected repairs.

1) Secure the area and find a safe place to complete the following steps. 2) Call a roadside service company to tow your truck and/or trailer off the road or to your desired repair shop. 3) Review the warranty coverage information provided to you by Truckline Capital or your representative to confirm that the repairs discovered qualify to be covered. 4) Contact the warranty company provider listed on your contract. The warranty provider will need to get in contact with the mechanic prior to any work being completed. 5) If all the work has been completed, please save all the receipts, estimates, mechanical reports, and submit claim to the warranty provider. 6) Immediately notify Truckline Capital that your truck and/or trailer are in the repair shop to prevent any additional mishaps from occurring. 7) Get back on the road safely!

Feel free to reach out by making an inquiry online, send an email or call customer service, or call our Sales Manager directly. Information listed below. Email: info@trucklinecapital.com Customer Service: (201) 201-3551 Sales Manager: (929) 615-2802